Community Reinvestment Act

The Community Reinvestment Act (CRA) encourages financial institutions to help meet the financial needs of communities through community development activities such as lending, investing and providing services.  According to OCC Bulletin 2006-6 dated February 9, 2006, “Banks may receive positive consideration for CRA-related activities that benefit designated disaster areas such as those areas affected by hurricanes Katrina and Rita”.


affordable housing CRA investments